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Consent Orders

Consent Orders

Posted are several prior executed Consent Orders from the Arizona Department of Financial Institutions.  The language found in these Orders is specific and unique for each case because each case has different facts and circumstances. The Department makes NO representations or warranties to any party dealing with the Department to provide that party with the same or similar language found in these Orders.

Subject Matter

License Type

Docket #

Issued

NCO Financial Systems, Inc. n/k/a EGS Financial Care, Inc. and Jay King, President   Collection Agency 16F-BD072-SBD 09/13/16
Focus Receivables Management, LLC Collection Agency 16F-BD066-SBD 10/27/16
U.S. Collections West, Inc. Collection Agency 16F-BD077-SBD 07/28/16
Chime, Inc. Money Transmitter 16F-BD067-SBD 07/05/16
Altamimi Cash LLC d/b/a Altamimi Cash and Aqeel Altamimi, Managing Member Money Transmitter 15F-BD-165-SBD 06/08/15
P.D. James, LLC Commercial Mortgage Broker 15F-BD168-SBD 06/12/15
New Day Financial, LLC d/b/a Newday USA Mortgage Banker/Interstate No docket # 04/13/15
Cavalry Portfolio Services, LLC Collection Agency 15F-BD065-SBD 03/31/15

Halstead Financial Services, LLC

Collection Agency/ULA

15F-BD063-SBD

02/26/15
Associated Creditors Exchange, Inc.; Joseph Berardi, President; and Matthew J. Berardi, Vice President

Collection Agency

15F-BD006-BNK

01/26/15
A Speedy Cash Car Title Loans, LLC Sales Finance Company 15F-BD026-SBD 12/31/14

Moneygram Payment Systems, Inc.

Money Transmitter 15F-BD003-BNK 12/18/14

Todd Car Title, Inc. d/b/a Speedy Cash Car Title Loans

Sales Finance Company

15F-BD027-SBD

12/18/14
Resurgent Capital Services Collection Agency 15F-BD002-BNK 10/26/14
Medsynergies, Inc. ULA – Collection Agency 15F-BD019-SBD 09/24/14
Timothy George Loan Originator 14F-BD023-BNK 08/22/14
Amerifirst Financial Inc Mortgage Banker 4F-BD084-SBD 07/28/14
Joey Dale Fontenot Loan Originator 14F-BD086-SBD 07/09/2014
Asset Management Professionals, LLC and Michael S. Rosenthal, Managing Member Collection Agency 14F-BD083-SBD 05/23/14
326 Cars, L.L.C. d/b/a 326 Cars; Joann Elizabeth Higdon, Managing Member; Joseph Donald Higdon, Managing Member; and David A. Kinas, Manager Sales Finance & MVD

14F-BD030-SBD

03/13/14
Business Collection Agency, Inc.; and Stephen J. Hoffman, President Collection Agency (ULA) 14F-BD058-SBD 03/11/14

Central Credit Services, Inc. and James J. Eccleston, President

Collection Agency 14F-BD037-SBD 12/17/13
Rolling Cars Auto Center Inc. and Salvador A. Gamez, Director and Owner Motor Vehicle Dealer/Sales Finance (ULA) 14F-BD038-SBD 11/20/13
America Transfers, Inc. Money Transmitter 13F-BD011-BNK 10/28/13
ABC Medical Billing Consultants, Inc. Collection Agency 14F-BD021-SBD 10/28/13
Stuart Allan & Associates, Inc.; Stuart Spivack, President; and Allan Parceluzzi, Co-Owner Collection Agency

13F-BD010-BNK

08/06/13
Baxter, Mitchell & Associates, Inc. a/k/a Meyers, Marrocco & Associates, Inc.; Ric Page, a/k/a Rico Pace, Enrico Pace or E.R. Pace, President and Owner and Success Resource Group Inc. d/b/a Success Recovery Agency; Adele M. Gilder-Pace a/k/a A.M. Gilder-Pace, President and Director; Ric Pace, aka Enrico Pace or E.R. Pace, Associate Owner Collection Agency (ULA) 13F-BD031-SBD 04/15/13
Omnex Group, Inc. dba Giromex and Darren Manelski, President and CEO Money Transmitter 13F-BD008-BNK 03/04/13
International Asset Group, LLC Collection Agency (ULA) 13F-BD032-SBD 01/28/13
Vandenberg, Chase & Associates, LLC and Mohammad Ahmed, Managing Member Collection Agency 13F-BD002-BNK 11/19/12

Everest Receivable Services Inc.

Collection Agency (ULA)

13F-BD018-SBD

11/02/12
Continental Exchange Solutions, Inc. #2 dba Associated Foreign Exchange Money Transmitter 12F-BD015-BNK 09/28/12
Continental Exchange Solutions, Inc. #1 dba Ria Financial Services Money Transmitter 12F-BD014-BNK 09/28/12
Green Dot Corporation Money Transmitter 12F-BD081-SBD 09/13/12
Midland Credit Management, Inc. Collection Agency 12F-BD012-BNK 08/20/12
Drive Now Auto Sales, LLC and Barry Nicks, Member Motor Vehicle Dealer and Sales Finance (ULA) 12F-BD078-SBD 08/03/12

Coyote Capital Investments, LLC

Mortgage Banker (ULA) 12F-BD072-SBD 06/18/12
Dependable Auto Inc., dba Dependable Auto Sales and Jamal A. Hardan, President Motor Vehicle Dealer and Sales Finance 12F-BD067-SBD April 2, 2012
Goldman, Schwartz, Inc. dba Goldman, Schwartz, Lieberman & Stein and Star Foster, Director Collection Agency (ULA) 12F-BD063-SBD April 2, 2012
McKenzie, Becker & Stevens, Inc. and Marc Hirschel, President Collection Agency (ULA) 12F-BD062-BNK April 2, 2012
ABC Money Transactions, Inc., and John T. Vu, President

Money Transmitter

12F-BD054-SBD February 7, 2012
Kathleen Marie Mason dba Advance Cash Sales Finance Company 12F-BD005-BNK January 17, 2012
Cash 1, L.L.C. Consumer Lender (ULA) 12F-BD009-BNK January 4, 2012
GMAC Mortgage, LLC #2 Mortgage Banker 12F-BD015-SBD December 27, 2011
GMAC Mortgage, LLC #1 Mortgage Banker 12F-BD014-SBD December 27, 2011

Cochise Motorsports, Inc. d/b/a Cochise Motorsports and Clifford G. Allison, President
Motor Vehicle Dealer (ULA) 12F-BD039-SBD December 1, 2011
Active Funding Group, LLC; TDJ, LLC, Managing Member, and Union Equity, LLC, Managing Member Mortgage Banker/Commercial Mortgage Banker 12F-BD028-SBD November 28, 2011
Innovative Collection Concepts, Inc dba National Child Support, and Michael Higgins, Chief Executive Officer Collection Agency (ULA) 12F-BD027-SBD November 24, 2011
Sell Wholesale Funding, LLC and Christopher E. Eymann, Managing Member Mortgage Banker (ULA) 12F-BD016-SBD November 3, 2011
Michelle’s Auto Sales, LLC and Hector J. Garcia, Managing Member and President Sales Finance Company (ULA) 12F-BD036-SBD November 3, 2011
Webmasterchecks, LLC Money Transmitter (ULA) 12F-BD003-SBD October 31,2011
Huey Hoang, aka Minh-Hieu, dba AZ Financial Services, AZ Loan Modification Services, and/or Lynda’s Nails Reflexology & Coffee Mortgage Broker (ULA) 12F-BD008-SBD October 24,2011
Luxor Auto Group, Inc. and Hamid R. Salari, President Motor Vehicle Dealer/Sales Finance (ULA) 12F-BD020-SBD October 24,2011
Source Capital Funding, Inc. Mortgage Banker (ULA) 12F-BD004-SBD September 9, 2011
John M. Osborn dba Secure Financial Services Collection Agency (ULA)
11F-BD135-SBD
July 11, 2011
Post Foreclosure Funding, LLC Mortgage Broker (ULA)
11F-BD096-SBD
March 29, 2011
Capital Fund I, LLC Mortgage Banker (ULA)
11F-BD097-SBD
March 29, 2011
Residential Finance Corporation of Ohio (FN) Mortgage Banker
11F-BD010-SBD
January 12, 2011
Deana Lee Christensen 6-161 Removal
11F-BD013-BNK
January 12, 2011
PFS/Progressive Financial Services, Inc. Collection Agency
11F-BD004-SBD
January 11, 2011
First Mortgage Corporation Mortgage Banker
11F-BD071-SBD
December 29, 2010
Collectcorp Corporation Collection Agency
11F-BD050-SBD
December 2, 2010
NCO Financial systems, Inc Collection Agency
11F-BD003-SBD
November 4, 2010
Cheryl Ann Bergau   6-161- Removal
11F-BD002-BNK 
September 22, 2010

PNB Remittance Centers, Inc.

Money Transmitter

10F-BD043-BNK

August 25, 2010

Thunderbird Collection Specialists, Inc.

Collection Agency

10F-BD168-SBD

August 18, 2010

Platinum Mortgage Advisors, LTD. dba Premier Mortgage Advisors

Mortgage Broker

10F-BD028-BNK

May 25, 2010

Greentree & Associates, Inc.

Collection Agency

10F-BD021-BNK

May 10, 2010

Envision Lending Group, Inc.

Mortgage Broker

10F-BD035-BNK

May 5, 2010

Commercial Recovery Systems, Inc.

Collection Agency

10F-BD039-SBD

May 5, 2010

U. S. Collections West, Inc.

Collection Agency

10F-BD029-BNK

April 15, 2010

Select Mortgage, Inc.

Mortgage Broker

10F-BD108-SBD

April 13, 2010

CitiFinancial Settlement Agreement Mortgage Banker
Multi-State
March 24, 2010

Gold Key Credit, Inc.

Collection Agency (ULA)

10F-BD077-SBD

February 4, 2010

JPM Financial Service Corp. dba Windsor Lending and Jorgen Olsen, Owner

Mortgage Broker

10F-BD021-SBD

January 11, 2010

CIT Small Business Lending Corporation

Mortgage Banker

10F-BD037-SBD

December 17, 2009

Taylor, Bean & Whitaker Mortgage Corp.

Mortgage Banker

10F-BD008-BNK

December 8, 2009
Sterling Home Mortgage, LLC Mortgage Broker
10F-BD028-SBD
December 8, 2009

Omnex Group, Inc.

Money Transmitter

10F-BD004-BNK

October 15, 2009

Merchants Funding, LLC

Mortgage Banker

10F-BD023-SBD

September 28, 2009

North American Money Transfer Inc.

Money Transmitter

09F-BD101-SBD

September 22, 2009

Kash-N-Hand, LLC dba Cash-N-Hand and Linton Avery Maxwell, Managing Member and Owner

Deferred Presentment

09F-BD097-SBD

August 26, 2009

Child Support Network, Inc. and Daniel M. Jacobson, President

Collection Agency

09F-BD083-BNK

August 26, 2009

American Mortgage Funding, Inc.

Mortgage Broker

09F-BD082-BNK

August 19, 2009

Tucson Mortgage Company, L.L.C., #1
Tucson Mortgage Company, L.L.C., #3 dba Atlas Funding Company
Tucson Mortgage Company, L.L.C., #4 dba Miracle Mortgage

Mortgage Banker

09F-BD076-BNK
09F-BD077-BNK
09F-BD078-BNK

August 18, 2009
August 18, 2009
August 18, 2009

Global Mortgage, LLC DBA Like Financial and Suzanne G. Kensington-Like, Owner

Mortgage Broker

09F-BD059-BNK

July 13, 2009

Taylor, Bean & Whitaker Mortgage Corporation Settlement Agreement Mortgage Banker
Multi-State
June 12, 2009

LoanAdvisors, Inc. and Daniel R. Spotts, President

Mortgage Broker

09F-BD070-BNK

July 27, 2009

Mortgages LTD

Mortgage Banker

09F-BD058-BNK

July 28, 2009

Maxwell Funding, Inc. dba  Maxwell Funding Group and Linton Avery Maxwell, President

Mortgage Broker

09F-BD065-BNK

June 23, 2009

Oxford Collection Agency, Inc. and Charles Harris, Vice President

Collection Agency

09F-BD067-BNK

July 27, 2009

American Mortgage Group, Inc. and Mark R. Busard, President

Mortgage Banker

09F-BD091-SBD

July 27, 2009

Windsor Capital Mortgage Corporation and Frederic W. Thrane, Jr. President

Mortgage Banker

09F-BD080-BNK

July 15, 2009

Artisan Mortgage, L.L.C. #1 and Frederick J. Strouse, II, Managing Member/Responsible Individual

Mortgage Banker

09F-BD066-BNK

June 18, 2009

Smart Mortgage, LLC dba Smart Mortgage and Catherine Zebarth, President/Responsible Individual

Mortgage Banker

09F-BD061-BNK

May 6, 2009

Satuito, LLC dba SLC Mortgage

Mortgage Broker

09F-BD063-BNK

May 12, 2009
Mortgage Alliance of Arizona, Inc. Mortgage Broker
09F-BD036-SBD
February 3, 2009
MMCR Mortgage, LLC Mortgage Broker
09F-BD048-BNK
January 20, 2009
Cavalry Portfolio Services, LLC Collection Agency
09F-BD044-BNK
December 15, 2008
Child Mortgage Corporation Mortgage Broker
09F-BD039-BNK
December 3, 2008
House 2 Home Lending, Inc. Mortgage Broker
09F-BD043-BNK
December 3, 2008
Firstline Residential, Inc. Mortgage Banker
09F-BD035-BNK
November 24, 2008
DHI Mortgage Company Ltd., Limited Partnership Mortgage Banker
09F-BD032-BNK
November 19, 2008
Arizona Discount Mortgage, LLC Mortgage Broker
09F-BD031-BNK
November 17, 2008
Scottsdale Collection Services LLC Collection Agency
09F-BD029-BNK
October 29, 2008
Patricia J. Schwartz dba Lifeline Mortgage Consultants Mortgage Broker
09F-BD012-BNK
October 27, 2008
Ridge Mortgage Services, Inc. Mortgage Broker
09F-BD019-BNK
October 23, 2008
Western Union Financial Services, Inc. Money Transmitter
09F-BD026-BNK
October 16, 2008
Security National Mortgage Company Mortgage Banker
09F-BD014-BNK
October 16, 2008
D&R Financial Group, LLC Mortgage Broker
08F-BD063-BNK
September 18, 2008
Shalynn K. Loar dba Oak Harbor Financial Mortgage Broker
09F-BD003-BNK
September 18, 2008
Pacific Coast Mortgage, Inc. #2 DBA Pacific Coast Capital and Zachary P. Arnold, Presedent Mortgage Banker
08F-BD060-BNK
June 11, 2008
George Marcus dba Liberty National Mortgage Mortgage Banker
09F-BD001-BNK
September 16, 2008
Pacific Coast Mortgage, Inc. #1 Mortgage Banker
09F-BD006-BNK
September 3, 2008
Joseph, Steven & Associates Collection Agency (ULA)
09F-BD012-BNK
August 28, 2008
Country Wells Home Loans, LLC Mortgage Broker
08F-BD065-BNK
August 7, 2008
Inter-Galactic Mortgage Corporation dba Mortgage USA Mortgage Broker
08F-BD064-SBD
July 22, 2008
Cedria E. King dba RC Recovery Services and Cedria E. King, Owner Collection Agency (ULA)
08F-BD067-BNK
July 21, 2008
Removal and Prohibition of Chris Bartlemus 6-161 - Removal
08F-BD057-BNK
June 12, 2008
Guild Mortgage Company Mortgage Banker
08F-BD101-SBD
May 6, 2008
Removal and Prohibition of Wendy Kauffman, FKA Wendy Hahn 6-161 - Removal
08F-BD041-BNK
April 4, 2008
Stinson Financial Group, Inc. Mortgage Broker
08F-BD015-BNK
March 21, 2008

First Capital Mortgage Corp.

Mortgage Banker

08F-BD034-BNK

March 13, 2008

Allied Interstate, Inc. Collection Agency
08F-BD035-BNK
March 6, 2008
Integrated Payment Systems, Inc. Money Transmitter
08F-BD030-BNK
February 20, 2008
New World Mortgage, Inc. Mortgage Banker
08F-BD048-SBD
February 20, 2008
Dolex Dollar Express Money Transmitter
08F-BD026-BNK
January 31, 2008
Mapleton Mortgage, LLC fka Horizon Mortgage, LLC dba First Horizon Mortgage Mortgage Broker
08F-BD032-BNK
January 31, 2008
Untangled Mortgage Processing Mortgage Broker (ULA)
08F-BD027-BNK
January 23, 2008
Nationstar Mortgage LLC Money Transmitter
08F-BD024-BNK
January 15, 2008
Removal and Prohibition of Mary Lou Pidd 6-161- Removal
08F-BD017-BNK
November 19, 2007
SJJ Corporation, Inc. DBA Home One Mortgage Services Mortgage Broker
07F-BD062-BNK
October 16, 2007
Allegro Financial Corporation Mortgage Broker
08F-BD101-BNK
October 4, 2007
Order Express, Inc. Money Transmitter
07F-BD082-BNK
September 4, 2007
Moneygram Payment Systems, Inc. Money Transmitter
07F-BD003-BNK
August 29, 2007
Pacific Gold Mortgage Group, LLC Mortgage Broker/Banker
07F-BD086-BNK
August 29, 2007
Liquidebt Systems, Inc. Collection Agency (ULA)
08F-BD003-BNK
August 28, 2007
Quality Loan Service Corporation Escrow Agent
07F-BD083-BNK
August 23, 2007
Mortgage Loan Specialists, Inc. Mortgage Banker
07F-BD077-BNK
July 19, 2007
Family Home Lending Corporation Mortgage Banker
07F-BD079-BNK
July 3, 2007
Mortgage Pro USA, LLC Mortgage Broker
07F-BD078-BNK
July 3, 2007
Professional Mortgage Associates, Ltd. Mortgage Broker
07F-BD073-BNK
July 3, 2007
Professional Mortgage Planners, Inc. Mortgage Broker
07F-BD111-BNK
July 3, 2007

Removal and Prohibition of Sandra J. Flores

6-161-Removal

07F-BD057-BNK

April 13, 2007
ACS State & Local Solutions, Inc. Collection Agency
07F-BD049-BNK
March 7, 2007
Eagle First Mortgage Corporation and David T. Sanchez Mortgage Broker
07F-BD032-BNK
February 14, 2007
Removal and Prohibition of Annette Marie Damico 6-161-Removal

07F-BD045-BNK

February 7, 2007
Removal and Prohibition of Margie Lynn Means 6-161-Removal

07F-BD037-BNK

January 22, 2007
American Cash Exchange, Inc. Money Transmitter
07F-BD051-SBD
January 10, 2007
First Magnus Financial Corporation Mortgage Banker
07F-BD018-BNK
December 4, 2006
American Financial Resources Incorporated Mortgage Banker
07F-BD026-BNK
November 20, 2006
Consumer First Funding, Inc. Mortgage Banker
07F-BD004-BNK
November 15, 2006
Freestand Financial Holding Corporation  Mortgage Banker
07F-BD011-BNK
November 13, 2006
Vigo Remittance Corp. Money Transmitter
07F-BD023-BNK
November 13, 2006
Strategic Capital Mortgage, Inc. Mortgage Banker
07F-BD025-BNK
November 7, 2006
Midland Credit Management, Inc.

Collection Agency

07F-BD020-BNK
November 3, 2006
Motran Services, Inc. Money Transmitter
07F-BD016-BNK
November 3, 2006
Continental Express Money Order of Arizona, Inc. Money Transmitter
07F-BD019-BNK
October 18, 2006
All Starr Management Services Collection Agency (ULA)
07F-BD013-BNK
October 13, 2006
Pemm.Tek Mortgage Services, LLC Mortgage Banker
07F-BD012-BNK
September 28, 2006
Jom Corp. Money Transmitter
06F-BD122-SBD
September 28, 2006
U.S. Recoveries, Worldwide, LLC Collection Agency
07F-BD009-BNK
September 28, 2006
Donald L. Condra Mortgage Broker
06F-BD059-BNK
August 24, 2006
Western Union Financial Services, Inc. Money Transmitter
07F-BD020-SBD
August 18, 2006
William J. Ridge DBA Ridge Mortgage Services and William J. Ridge, Owner Mortgage Broker
06F-BD049-BNK
July 20, 2006
The New York Mortgage Company, L.L.C. and Steven B. Schnall, President Mortgage Banker
06F-BD035-BNK
April 3, 2006
The Money Source, L.L.C. and Issam M. Habbo, Owner Mortgage Broker
06F-BD044-BNK
April 20, 2006
Team Lending Concepts, L.L.C. and Jeffrey R. Lowrey, Manager Mortgage Broker
06F-BD048-BNK
June 29, 2006
Security Mortgage Corporation and Michael Yancey, C.E.O. Mortgage Banker
06F-BD023-BNK
March 17, 2006
Roy Golladay, Jr. DBA PDL Financial Services Deferred Presentment
06F-BD021-BNK
April 3, 2006
NV Mortgage, Inc., DBA Soma Financial and J. Dale Amos, President Mortgage Banker
06F-BD045-BNK
May 15, 2006
Morgan Capital of Arizona, Inc. (FN) FKA Morgan Financial, Inc. (TN) Mortgage Banker
06F-BD041-BNK
June 20, 2006
Jack's Medical Billing Services, Inc. and Jason Carr, President Collection Agency
06F-BD034-BNK
March 22, 2006
Groupex Financial Corporation Money Transmitter
06F-BD050-BNK
July 20, 2006
Dove Capital Corporation and Lawrence V. Jackson, President Mortgage Broker (ULA)
06F-BD047-BNK
June 12, 2006
Dolex Dollar Express, Inc. Money Transmitter
06F-BD038-BNK
June 9, 2006
Dana Capital Group, Inc. and Dana H. Smith, President Mortgage Broker (ULA)
06F-BD027-BNK
March 22, 2006
Dana Capital Group of Arizona, Inc. DBA Dana Capital Group 
and Quentin P. Caruana, President
Mortgage Broker
06F-BD028-BNK
March 22, 2006
Concord Mortgage Company Mortgage Banker
06F-BD026-BNK
March 22, 2006
Assurity Financial Services, L.L.C. and Troy P. Hamler, C.E.O. Mortgage Broker/Banker
06F-BD031-BNK
April 10, 2006
American Mortgage Specialists, Inc. and Eric L. Weight, President Mortgage Banker
06F-BD024-BNK
March 22, 2006
American Mortgage Group, Inc. and Mark R. Busard, President Mortgage Banker
06F-BD051-BNK
July 24, 2006
American Mortgage Express Financial Corporation and Judith A. Dunham, C.E.O. Mortgage Banker
06F-BD043-BNK
May 9, 2006