Arizona Department of Financial Institutions Official Website Arizona Department of Financial Institutions Arizona's Official Web Site


Arizona Administrative Code: Administrative Rules

AZDFI’s Administrative Rules can be found in Title 20, Chapter 4 of the Arizona Administrative Code and can be accessed at the following website - Click here

The Department proposed administrative rules submitted to the Secretary of State’s office on March 22, 2012. DFI published the rules on April 13, 2012 and accepted written comments for 30 days following the publication date under the provisions of A.R.S. § 41-1023(C). The Governor’s Regulatory Review Council approved the Department’s Notice of Final Rulemaking on October 2, 2012.

The topics of the approved rules relate to the regulation of the mortgage industry, and are directly authorized by the legislative changes made from 2009 to 2012. The three topics are the following:

  • Process for the conversion of a mortgage broker license to a commercial mortgage broker license;
  • Process for applying for and maintaining a certificate of exemption pursuant to ARS 6-912; and
  • Process for the conversion of a mortgage banker license to a mortgage broker license.

For questions or concerns regarding the rule making process please contact or the Arizona Department of Financial Institutions, 2910 N. 44th Street, Suite 310, Phoenix, AZ 85018, and by telephone at (602) 771-2778..

Please be advised when reading the final rules that new final language is underlined. Language not underlined is language that already exists in the administrative rules. The final rules can be found HERE.

To view a rulemaking document filed in a final project, select from the following lists:

Agency Rule Making

Title 20, Chapter 4, Article 1. General, Article 9. Mortgage Brokers, Article 18. Mortgage Bankers Effective December 2,2012
Title 20, Chapter 4, Article 13 Loan Originators Effective October 24, 2010

Regulatory Agenda

Regulatory Agenda for 2016 PDF format
Regulatory Agenda for 2015 PDF format
Regulatory Agenda for 2014 PDF format
Regulatory Agenda for 2013 PDF format
Regulatory Agenda for 2012 PDF format


Other Information:

For an overview of Arizona State Revised Statutes governing the agency and links to the text of those statutes, go to the Laws page.

To view the Arizona State Administrative Code relating to Department of Financial Institutions activities press the link below (note: rules are maintained at the Secretary of State website): Rules

Title 20 rules are made available by the Secretary of State's Office. For more general information about all state agency administrative codes, press the link below to reach the Office of the Secretary of State: Arizona Secretary of State