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Laws and Rules

Chapter 2 BANK ORGANIZATION AND REGULATION

Article 1 General Provisions
6-181 Declaration of purposes
6-182 Transition
6-183 Rights, powers and privileges of national banks
6-184 General corporate and banking powers; incidental powers; deposit insurance; federal reserve and home loan bank membership; agency relationship
6-185 Board of directors' meetings; review; report of failure of quorum to meet
6-186 Annual audit and report
6-187 Authority to declare dividends; limitation
6-188 Bonds and insurance; coverage
6-189 Capital obligations; approval; convertibility
6-190 Bank offices; standards and term of approval; closing; automated teller machines
6-191 Foreign banking offices; additional powers; separate accounts; additional offices; definition
6-192 Investments in international and foreign banking and financing corporations; limitation; consent; exceptions
6-193 Bank and holding company subsidiaries; powers
   
Article 2 Banking Permit
6-201 Authority to engage in banking business; exception
6-202 Existing banks
6-203 Application for banking permit; organizational application; final application
6-204 Issuance of banking permit; trust business; conditional approval; hearing; banker's bank; definitions
6-205 Term of permit; surrender; revocation
   
Article 3 Merger, Consolidation and Conversion of National and State Banks
6-211 Definitions
6-212 Resulting national bank
6-215 Retention of nonconforming assets; permission; maximum value
6-216 Continuation of business and corporate entity
6-217 Emergency acquisition of in‑state financial institution
   
Article 4 Accounts
6-231 Deposit accounts
6-232 Powers of attorney; notice of revocation; payment after notice
6-233 Adverse claim to bank deposit; court order required; definitions
6-234 Deposit of minor; school saving plan
6-235 Bank deposits in two or more names; payment to survivor
6-236 Payment of deposits in trust
6-237 Payment of deposit to foreign personal representative
   
Article 5 Regulation of Conduct of Business
6-241 Banking days; notice; closing
6-242 Preservation of bank records; regulations; disposal
6-243 Acquisition of property to satisfy or protect loans
6-244 Borrowing by bank; treatment as capital
6-245 Pledge of assets; rediscount; exception to requirement of security
6-246 Permitted investments; limitations
   
Article 6 Reserves
6-271 Reserves against deposits; rule; limitations
6-272 Deposits exempt from reserve requirement
6-273 Form of reserves; limitations
6-275 Computation of reserves
   
Article 7 Arizona Interstate Bank and Savings and Loan Association Act
6-321 Definitions
6-322 Interstate acquisitions; approval of superintendent; exception
6-324 De novo entry by certain financial institutions
6-325 Failure to act on application as approval
6-326 Denial of application; grounds
6-327 Applicable laws and rules; cooperative agreements; contracting exemption
6-328 Deposit concentration limits
6-329 Deposit production offices
6-330 Rights, powers and privileges of out‑of‑state banks
6-331 Enforcement
   
Article 9 Loans
6-351 Definitions
6-352 Limitations of obligations to a bank; exceptions; definitions
6-353 Obligations of directors, officers and employees; reports
6-354 Loans on capital stock or capital obligations of a bank
6-355 Change loans
   
Article 11  Trust Business
6-381 Authority of bank to engage in the trust business
6-382 Powers of bank as fiduciary
6-383 Identification and segregation of fiduciary assets
6-384 Deposit of fiduciary funds
6-385 Substitution of corporate fiduciary
6-386 Investment by fiduciaries; governmental obligations
   
Article 12  Prohibited Practices; Penalties
6-391 Unauthorized conduct of banking business; false representation
6-394 Prohibited ownership or control of a financial institution and interest in insurer insuring deposits; assets and reserves of insurer
   
Article 13  Liquidation and Dissolution
6-395 Possession by superintendent and receivership
6-395.01 Powers of superintendent in possession
6-395.02 Federal deposit insurance corporation as receiver
6-395.03 Federal deposit insurance corporation power pending judicial proceedings
6-395.04 Right of subrogation of federal deposit insurance corporation
6-395.05 Effect of receivership proceedings on liens and limitations
6-395.06 Rights, powers and duties of a receiver
6-395.07 Sale of bank assets; authority to borrow monies; injunction; hearing
6-395.08 Rejection of contracts and leases on liquidation
6-395.09 Notice to claimants on liquidation
6-395.10 Disposition of unclaimed property
6-395.11 Priority of claims; interest
6-395.12 Payment of claims and distribution to stockholders on liquidation
6-395.13 Voluntary liquidation and dissolution
6-395.14 Voidable transactions
6-395.15 Notice of taking; effect
   
Chapter 10 SAFE DEPOSIT AND SAFEKEEPING
   
Article 1 General Provisions
6-1001 Definitions
6-1002 Legal relationship in use of safe deposit facilities
6-1003 Change of location of repositories
6-1004 Tenancy in two or more names
6-1005 Lease to a minor
6-1006 Adverse claims to repository; definitions
6-1007 Lessee's death or incompetency; revocation of power of attorney
6-1008 Procedure on death of lessee
6-1009 Lessor's lien; default of lessee; or failure to surrender
   
Chapter 11 FINANCIAL INSTITUTION HOLDING COMPANIES
   
Article 1 General Provisions
6-1101 Definitions
6-1102 Prohibitions
6-1103 Exempt persons and transactions
6-1104 Acquisition of control; approval by superintendent
6-1105 Application for approval
6-1106 Material change of fact; filing amended statements
6-1107 Denial of application; grounds
6-1108 Failure to act on application as approval
6-1109 Determination of control of one person by another; hearing; notice
6-1110 Appointment of superintendent as agent for service of process; forwarding of process; consent to jurisdiction
6-1112 Acquisition of voting securities in violation of article; limitation on rights as shareholder; injunction
6-1113 Reports; examination; costs
   
Chapter 15 TAXES ON FINANCIAL INSTITUTIONS
   
Article 1 General Provisions
6-1501 Method of taxing national banking associations
6-1502 Method of taxing banks, investment companies and savings and loan associations
   
Chapter 16 FINANCIAL INSTITUTIONS DATA MATCH AND DATA EXCHANGE
   
Article 1 General Provisions
6-1601 Financial institutions data match and data exchange; surrender of assets of delinquent taxpayer; nonliability

 

Arizona Administrative Code Title 20

 

ARTICLE 1. GENERAL

Section
R20-4-101. Scope of Article
R20-4-102. Definitions
R20-4-103. Fingerprints
R20-4-104. Acceptance of Other Forms
R20-4-105. Claims Against a Deposit in Place of Bond
R20-4-106. Bankruptcy
R20-4-107. Licensing Time-frames
Table A. Licensing Time-frames

Section
R20-4-101. Scope of Article
R20-4-102. Definitions
R20-4-103. Fingerprints
R20-4-104. Acceptance of Other Forms
R20-4-105. Claims Against a Deposit in Place of Bond
R20-4-106. Bankruptcy
R20-4-107. Licensing Time-frames
Table A. Licensing Time-frames

TITLE 20, ARTICLE 2. BANK ORGANIZATION AND REGULATION

Section
R20-4-201. Articles of Incorporation
R20-4-202. Bylaws
R20-4-203. Repealed
R20-4-204. Repealed
R20-4-205. Repealed
R20-4-206. Bankers Blanket Bond Coverage -- A.R.S. § 6-188
R20-4-207. Capital Obligations
R20-4-208. Repealed
R20-4-209. Notice of Permanent Closing of Banking Office
R20-4-210. Repealed
R20-4-211. Application for a Banking Permit
R20-4-212. Repealed
R20-4-213. Repealed
R20-4-214. Preservation of Records
R20-4-215. Trust Business

ARTICLE 10. SAFE DEPOSIT AND SAFEKEEPING CODE

Section
R20-4-1001. Notice of Change of Location of Safe Deposit Repository

ARTICLE 11. PUBLIC DEPOSITORIES FOR PUBLIC MONIES

Section
R20-4-1101. Capital structure of banks; defined
R20-4-1102. Capital structure of savings and loan associations; defined

ARTICLE 16. ACQUIRING CONTROL OF FINANCIAL INSTITUTIONS

Section
R20-4-1601. Definitions
R20-4-1602. Application for Approval to Acquire Control of Financial Institution
R20-4-1603. Repealed
R20-4-1604. Repealed

ARTICLE 17. ARIZONA INTERSTATE BANK AND SAVINGS AND LOAN ASSOCIATION ACT

Section
R20-4-1701. Definitions
R20-4-1702. Notice to the Superintendent of Intent to Acquire Control of an In-state Financial Institution; Surrender of an Acquired Financial Institution's Charter
R20-4-1703. Repealed
R20-4-1704. Public Notice
R20-4-1705. Repealed
R20-4-1706. Repealed
R20-4-215. Trust Business
All banks authorized to conduct trust business under their banking permit shall comply with the applicable requirements of R20-4-808 through R20-4-816.

ARTICLE 11. PUBLIC DEPOSITORIES FOR PUBLIC MONIES

Section
R20-4-1101. Capital structure of banks; defined

 

Substantive Policy Statements


ARTICLE 2. BANKS

MINIMUM AUDIT PROCEDURES

BA-1
FDIC

LEGAL LENDING LIMIT

BA-2

LEGAL LENDING RESTRICTIONS

BA-3

Repealed - DOUBTFUL LOAN CLASSIFICATION

BA-4
Repealed

CALCULATING LEGAL LENDING LIMITS

BA-5

LOAN PRODUCTION OFFICE

BA-6

ESCROW COMPANY SERVICES THAT CAN BE PAID BY A BANK

BA-7

FINANCIAL ACCOUNTING STANDARD 115

BA-8

Regulatory Alerts - N/A